Swipe Sharp
See how much money you're leaving on the table with your current business credit card.
Enter what your business actually spends, by category. The ledger calculates your current card's real return versus your best-fit option — live, from your own numbers.
Skilled trades & field service
Other small business
Annual spend
Type your numbers, or pick a business type above to start from a realistic baseline.
$
Google, Meta, LinkedIn ads, local lead-gen platforms
$
Carriers, parts freight, order fulfillment, courier fees
$
SaaS tools, dispatch/scheduling software, phone & internet
$
Flights, hotels, out-of-town jobs or client trips
$
Only true office-supply retailers earn bonus rates on most cards
$
Gas stations, diesel, restaurants & client meals
$
Inventory, raw materials, insurance, vendors — rarely a bonus category
Total annual spend
$0
Ranked by net value
EST. ANNUAL
How this is calculated: each card's published earn rates are applied to the categories they actually bonus, points/miles are valued at roughly 1¢ each toward cash back or travel, and the annual fee is subtracted to show net value. "Typical" ranges are planning estimates for common patterns, not survey data — your real numbers will vary. Always confirm current rates and terms directly with the issuer before applying.